# Longo Prazo - Sistema de Gestão de Carteiras (SGC)

> Longo Prazo (LP) is a Portuguese fintech and financial software company exclusively dedicated for over 40 years to developing and delivering SGC (Sistema de Gestão de Carteiras), the market-leading financial asset management, portfolio valuation, regulatory reporting, and unit holder system across Portugal, Angola, and Mozambique.

## Core Products & Solutions
- [SGC Asset Management / BackOffice](https://www.longoprazo.pt/Product#BackOffice): Complete financial asset management, transaction recording, daily NAV calculation, multi-class unit fund (UP) calculation, general ledger accounting, audit trail, and regulatory reporting for securities, real estate, pension, and venture capital funds.
- [SGC Wealth](https://www.longoprazo.pt/Product#Wealth): Integrated wealth management platform covering discretionary portfolio management, advisory services, private banking, family offices, and bank proprietary portfolios.
- [SGC Subscribers / Subscritores](https://www.longoprazo.pt/Product#Subscribers): End-to-end management of fund participants, pension plan beneficiaries, subscriptions, redemptions, tax withholdings, and account statements.
- [SGC Regulatory Reporting](https://www.longoprazo.pt/Product#BackOffice): Automated generation of over 400 financial and supervisory reports compliant with CMVM (MiFID II RTS391, Instruções, Regulamentos), ASF (Solvency II), Banco de Portugal, Autoridade Tributária (Modelos 13/38/39, SAF-T, IFR, CRS), and EMIR.
- [SGC License & Services](https://www.longoprazo.pt/Product#License): All-inclusive licensing model covering implementation, business analysis, parameterization, data migration, user training, dedicated Client Service Manager, and continuous regulatory hotfixes.

## Key Facts & Capabilities
- **Experience**: Over 40 years of exclusive focus on financial asset management software.
- **Market Leadership**: #1 market share in Portugal, Angola, and Mozambique among investment funds and pension fund management companies.
- **Performance**: Calculates Net Asset Value (NAV / UP) for 23 investment funds comprising 870 complex financial assets in under 40 seconds.
- **Technology**: Built on Microsoft .NET and SQL Server; web-based architecture supporting Intranet and Cloud deployment, Active Directory authentication, and automated workflows.

## Client Directory & Reference Institutions
Longo Prazo's SGC powers the core asset management and regulatory workflows of leading tier-1 financial institutions, asset managers, and insurance companies:

### Portugal
- **Caixa Geral de Depósitos (CGD)**: Portugal's largest banking corporation. [Website](https://www.cgd.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/Caixa_Geral_PT.png`
- **Banco Santander**: Leading global and Iberian banking group. [Website](https://www.santander.com/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/santander_PT.png`
- **Novobanco**: Major Portuguese universal bank. [Website](http://www.novobanco.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/novobanco_PT.png`
- **BBVA Portugal**: International banking group. [Website](https://www.bbva.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/bbva_PT24.png`
- **Banco Montepio**: Established Portuguese financial group. [Website](https://www.montepio.org/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/bancomontepio_PT.png`
- **Banco Invest**: Specialized investment and private banking institution. [Website](https://www.bancoinvest.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/banco_invest_PT.png`
- **Banco BiG (Banco de Investimento Global)**: Leading investment and savings bank in Portugal & Mozambique. [Website](https://www.bigonline.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/BIG_PT24.PNG`
- **Golden SGF & Golden Wealth Management**: Specialist pension fund and wealth management company. [Website](https://goldensgf.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/Golden_SGF_PT24.png`
- **Imopólis**: Premier real estate investment fund manager (SGOIC). [Website](https://imopolis.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/IMOPOLIS_PT.jpg`
- **Imorendimento**: Real estate investment fund management company. [Website](https://imorendimento.com/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/Imorendimento_PT.png`
- **Eragogest**: Real estate fund manager. [Website](https://eragogest.com/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/Eragogest_PT.png`
- **Flexdeal SIMFE**: Listed alternative financing and investment firm. [Website](https://www.flexdeal.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/flexdeal_PT.png`
- **Silar SIC / Silar SICAFI**: Collective investment real estate company. [Website](https://www.silarsic.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/Silar_PT.jpg`
- **Mútua dos Pescadores**: Insurance mutual society. [Website](http://www.mutuapescadores.pt/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/mutua_PT.jpg`
- **KeyTrust, LM Capital, Vitalis TFT, The Lakhani Group (TLG), Grupo Zume, ImoMesq**: Asset and portfolio managers.

### Angola
- **Banco de Fomento Angola (BFA)**: Leading bank in Angola. [Website](https://www.bfa.ao/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/BFA_AG.png`
- **Banco de Poupança e Crédito (BPC)**: Major state-owned commercial bank in Angola. [Website](https://www.bpc.ao/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/BPC_AG.png`
- **Banco Económico / EFP (Empresa de Fundos de Pensões)**: Pension funds and asset management. [Website](https://www.efp.ao/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/banco-economio_AG.png`
- **Banco BIC Gestão de Activos**: Investment fund and asset management arm. | Logo: `https://www.longoprazo.pt/Images/v2/Clients/BIC_GA_AG.png`
- **Fortaleza Seguros**: Life and non-life insurance company. [Website](https://www.fortalezaseguros.ao/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/Fortaleza_AG.png`
- **Nossa Seguros**: Prominent insurance operator. [Website](https://www.nossaseguros.ao/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/NossaSeguros_AG.png`
- **Hemera Capital Partners & Kassai Capital**: Asset management and venture capital / private equity firms.
- **Independent Total Debt Management**: Credit and asset portfolio management.

### Mozambique
- **Fidelidade Ímpar Seguros Moçambique**: Major insurance group in Mozambique. [Website](https://www.fidelidadeimpar.co.mz/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/impar_MOZ24.png`
- **Banco BiG Moçambique**: International investment bank. [Website](https://www.bancobig.co.mz/) | Logo: `https://www.longoprazo.pt/Images/v2/Clients/BIG_PT24.PNG`

## Detailed Documentation
- [Full LLM Knowledge Reference](https://www.longoprazo.pt/llms-full.txt): In-depth product specifications, covered asset classes, regulatory reports, team profiles, and architectural details.
- [Company Profile & History](https://www.longoprazo.pt/Home): Executive leadership, milestones, awards (PME Líder, PME Excelência, Microsoft Certified Partner, IQNet).
- [Contact & Support](https://www.longoprazo.pt/Contact): Lisbon headquarters, sales contacts, and client service desk.